body{background-color: #fff; 
	color: #000; 
	padding-top: 0px; 
	margin-top: 0px; 
	font-family: Geneva, Arial, Helvetica, sans-serif}
	
.center{text-align: center;}

.clear{clear:both}
	
h1{font-size: 22px; 
	color: #f00;}

table.footer{
	font-family:verdana, helvetica, geneva, sans-serif;
	font-size:0.8em; 
	width:100%; 
	cellspacing:0px;	
	cellpadding:0px}
	
/* font sizing */	
.point8 {font-size:0.8em}
.point9 {font-size:0.9em}
.1point2 {font-size:1.2em}

/* navigation link for dark background--smaller and bold */
a.navdarkbg {color: white; 
	text-decoration: none; 
	font-family: verdana, helvetica, geneva, sans-serif; 
	font-size: 0.8em; 
	font-weight: bold;}
	
a.navdarkbg:hover{color: orange; 
	text-decoration: none}

/* navigation link for light background--smaller and bold */	
a.navlitebg {color: #000099; 
	margin-left: 15px; 
	text-decoration: none; 
	font-family: verdana, helvetica, geneva, sans-serif;
	font-size: 0.8em; 
	font-weight: bold;}
	
a.navlitebg:hover{color: orange; 
	text-decoration: none}

/* link for light background */	
a.litebg:link{color: #000099; /* dark blue */
	font-weight: ;
	text-decoration: none}

a.litebg:visited{color: #000099; /* dark blue */
	font-weight: ;
	text-decoration: none}
	
a.litebg:hover{color: #ff9900; /* orange */
	font-weight: ;
	text-decoration: underline}
	
/* smaller link for light background--not bold */	
a.smlitebg {color: #000099; /* dark blue */
	text-decoration: none; 
	font-family: verdana, helvetica, geneva, sans-serif;
	font-size: 0.8em}
	
a.smlitebg:hover{color: #ff9900; 
	text-decoration: underline}
	
/* link for dark background */	
a.darkbg:link{color: #ffffff; /* white */
	font-weight: ;
	text-decoration: none}

a.darkbg:visited{color: #ffffff; /* white */
	font-weight: ;
	text-decoration: none}
	
a.darkbg:hover{color: #ff9900; /* orange */
	font-weight: ;
	text-decoration: underline}